Why BillEase
Enjoy the benefits without paying upfront. We charge the lowest interest rate at only 3.49% monthly. Plus, avail 0% APR on our select merchant when you sign up today.
Enjoy instant credit up to P40,000 which you can use for online shopping even without a credit card or get a personal loan with payback options from 30 days or up to 12 months.
With instant approval, BillEase gives you the freedom to fulfill all your needs from e-Wallet top ups, mobile loads, to bills payment — all on the app!
How It Works
How It Works
![How it works](/_nuxt/img/how-it-works.c6e9095.webp)
![One](/_nuxt/img/one.e55d19f.webp)
Select your desired amount
![Two](/_nuxt/img/two.5b031ca.webp)
Submit the requirements online
1 valid ID
Proof of Income
Proof of Billing
![Three](/_nuxt/img/three.0c049de.webp)
Check your email or login to your account to see your initial credit limit
70% get approved on the spot, else it takes one banking day
![Four](/_nuxt/img/four.a9171a9.webp)
Use your credit limit on Lazada or any BillEase merchant partner
![Five](/_nuxt/img/five.81f421a.webp)
Pay your installments via online banking/bank transfer, e-wallets, and other OTC payment channels
Pay With BillEase at These Stores
![Lazada](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/heygorgeous-logo.png)
![Kimstore](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/dc-shoes-logo.png)
![Mandaue Foam](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/elevatione-logo.png)
![Cole Haan](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/mia-mnl-logo.png)
![Agoda](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/powermac-logo.png)
![Datablitz](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/henryscamera-logo.png)
![Havaianas](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/gigant-logo.png)
![Wavee Works](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/zion-logo.jpg)
![ResToeRun](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/ava-living-logo.png)
![I-Shou University 義守大學 Xuecheng, Dashu, Kaohsiung 84001](https://s3-ap-southeast-1.amazonaws.com/static.fdfc.io/bem-assets/ccp-logo.png)
What Users Are Saying
As Seen On
Built on Customer Trust and Longevity
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